Government Grants for Small Businesses
Start-up capital is a huge challenge for many small businesses just starting out. Often business owners will try and secure finance through traditional bank loans or innovative non-bank lenders. But a commonly overlooked avenue that can be amazing value for small business owners is receiving a government loan or grant. Governments offer loans & grants…
Small Business and ATO Tax Debt
Tax time is always fun for small businesses! If you’re getting ready to lodge your quarterly BAS then you’ve probably got a heap of questions flying around. What are the GST due dates? How often do I have to pay PAYG? What are the penalties for being late with my BAS? The Australian Tax Office’s…
What is a Good Business Credit Score and How to Improve Yours
When you start looking for funds you’ll hear a lot of talk about business credit scores and how important they are, but what actually makes a ‘good’ credit score and how do you get one? Odds are that the majority of SMEs are going to need external funding at some point in their lifetime, so…
Secured vs Unsecured Business Loans – Which is Best?
There are lots of ways to fund a new business and raise money – and getting a business loan can help. Here’s our guide to choosing either an unsecured loan or a secured loan for a business. Raising money for a new business can be a challenge. There are lots of funding options for a…
3 Tips To Save Money On Your Mortgage
Reducing the interest on your mortgage can have a wide range of benefits not only will it put you in a more stable financial position, but it’ll reflect more positively in your credit score. The size of Australian home loans has been growing for some time, which is why it’s so important to think about repaying…
How Do Brokers Find Better Deals Than I Can Find Myself?
These days it appears simple to just search for home loan rates online. But there’s a lot more to a great home loan deal than the advertised rate alone. So we’ve answered some of the common questions on the matter. Discover the true benefit in using a Loan Hero broker for your mortgage needs. Q:…
Why You’d be Crazy NOT to Refinance
Yes, there are costs involved in refinancing your mortgage but the benefits can include freeing up your cash, lowering repayments and greater financial flexibility Refinancing your mortgage to take advantage of beneficial rates or features can save you lots of money in the long term – however, there are a few negligible upfront costs you need…
Refinancing to Buy an Investment Property
Home equity can unlock the door to an investment property portfolio. Property values across Australia’s state capital housing markets have risen by a combined average of 10% over the last year. Put simply it means your home could be worth around 10% more than it was this time last year. That’s a valuable boost to…
Fund a Renovation by Refinancing
Thinking of tackling a DIY home renovation? Refinancing can still be a good option to pay for your project when you’re doing it yourself. What does refinancing mean? Refinancing simply means paying out your current loan by taking out a new one with your current lender or a different one. Some of the reasons people refinance are…
